Enjoy a little extra breathing space with at least 12 months Interest Free* - available in-store on your Farmers Mastercard.

Don’t have a card? Apply for your Farmers Mastercard online now at https://www.farmersmastercard.co.nz/ or head in store and speak to one of our team.

A Farmers Mastercard® allows you to earn Farmers Club Points everywhere Mastercard is accepted - online and around the world! For every $10 you spend, you'll earn 1 Farmers Club Point. With no interest for up to 55 days on all your purchases^, you’ll be able to use your Farmers Mastercard to shop for your family, stock up on groceries, refuel your car or have coffee with friends. Plus, you’ll earn additional Farmers Club Points every time you use your Farmers Mastercard to pay for purchases at Pascoes, Farmers, Stewart Dawsons or Goldmark.

Terms & Conditions

12months Interest Free *12 months interest free is available on Flexi Payment Plans & Flexi Purchases for in-store purchases only until futher notice. Minimum spend $599. Annual Account Fee of $50 applies. Establishment fee of $55 applies to new cardholders. Advance fee of $35 applies to existing cardholders. Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Standard Interest Rate, currently 25.95% (Farmers Mastercard) p.a. applies to any outstanding balance at end of interest free period.. Lending criteria, fees, Ts&Cs apply. Rate and fees correct as at date of publication, subject to change. Columbus Financial Services Limited or Consumer Finance Limited (as applicable) reserve the right to amend, suspend or terminate the offer and these terms and conditions at any time without notice. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.